Form: POS AM

Post-effective amendment to a registration statement that is not immediately effective upon filing

June 23, 2000

CONSENT OF SMITH ANGLIN & CO. CPAS

Published on June 23, 2000



EXHIBIT 23(d)


Consent of Independent Auditors



We consent to the use of our report, dated September 21, 1995, incorporated
herein by reference and to the reference to our firm.








/s/ Smith Anglin & Co.
-------------------------
Smith Anglin & Co.


Dallas, Texas
June 22, 2000